3 Things to Consider Before Accepting a Trucking Insurance Settlement After an Accident
Commercial truck wrecks can result in serious injuries and extensive vehicle damage. Many times, the insurance company will offer an initial low settlement to try to get you to settle quickly. However, you should consider several things before accepting the terms of an insurance settlement after a truck accident.
Here’s what you should consider:
- The extent of your injuries. The more serious your injuries, the greater amount of compensation you will need. This is because severe injuries often require surgeries, therapies, and other intensive and long-term medical treatments. It is important to accept a claim only after reaching the maximum medical improvement (MMI), or the point at which you have recovered as fully as possible from your injuries. This can help ensure you don’t have unexpected medical costs after you accept the settlement.
- The cost of your vehicle damage. After a truck accident, you should take your car to be inspected by a trusted mechanic. It is important to get a quote for the damage, and to talk to several different auto mechanics to determine a reasonable and fair price for the repairs. If your car is totaled, you will also need to factor in the cost of a new car, as well as transportation expenses in the meantime.
- Any additional factors that could affect your situation. If you are permanently disabled, or you suffer extreme emotional trauma from the accident, you are entitled to a greater amount of compensation. The insurance company will often try to avoid paying what you deserve. However, by using solid evidence in support of your case, you can negotiate a fair and reasonable settlement that will meet your financial needs.
Holding Negligent Truckers & Trucking Companies Accountable for More Than 25 Years
Scarlett Law Group has guided numerous clients to successful outcomes. If you were injured in a truck accident, or your loved one was killed, you have the right to pursue justice through a lawsuit. Depending on the circumstances, the trucking company, truck driver, or maintenance company may be liable. We can help you file a claim and negotiate a settlement with the insurance company. From start to finish, our team will stand by your side and fight to uphold the justice you deserve.
Contact our San Francisco personal injury lawyers today for a free consultation.