Sometimes car accidents are not all black and white. In some cases, both drivers could be at fault in the collision. If you’re pursuing compensation for an injury sustained in a car accident and another driver involved is doing the same, the insurance company may rule you were both at fault in the crash. For example, if you and another driver were both backing up at the same time and both are not checking for other cars, you both would be considered 50% liable.
In split liability agreements, you and the other party both must share culpability for your injuries and damages. Both insurance companies, therefore, will agree to pay a proportion of the split. So, if you were partly to blame for your accident, you will not receive full compensation for any potential medical bills, future medical bills, lost wages, or future lost wages incurred as a result of your injuries.
Before entering into a split liability agreement, however, it is best to consult with an experienced San Francisco personal injury attorney. A lawyer will ensure you are getting the best deal possible when dealing with a potentially reluctant insurance company or another driver who claims you are more culpable than you actually are.
Likewise, if you agree to a split liability agreement, your insurance costs will likely increase. Getting into any auto accident more often than not leads to paying the excess on your insurance unless the other driver’s insurance admits liability for the crash. Your insurer will ultimately decide on whether or not to charge you extra in a split liability situation.
If you’ve been injured as a result of yours and/ or another driver’s negligence, make sure you’re adequately represented by a skilled legal advocate. The Scarlett Law Group’s experienced founding attorney, Randall H. Scarlett, has been helping people seek compensation for more than 25 years. He has also been named one of the leading plaintiffs’ lawyers in America by Lawdragon Magazine and has been listed as one of the top northern California lawyers by San Francisco Magazine. Let our highly rated attorney see what he can do for you and your case. Contact us at (415) 688-2176 or fill out our online form to schedule a case review today with Attorney Scarlett. We look forward to hearing about your situation and seeing how we can help.