The Hartford Strengthens Accident Insurance Product

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Monday May 8, 2:08 pm ET

Stand-alone AD&D meets employers’ need for comprehensive, flexible coverage
HARTFORD, Conn., May 8 /PRNewswire-FirstCall/ — The Hartford Financial Services Group, Inc. (NYSE: HIG – News), a leading U.S. provider of group disability and life insurance, announces enhancements to its stand-alone accidental death and dismemberment (AD&D) insurance to better meet employers’ needs for customized, affordable employee benefits.

The Hartford® offers stand-alone basic and voluntary AD&D insurance that can be tailored to meet the needs of employers, as well as employees and their spouses.

“We enhanced The Hartford’s stand-alone AD&D insurance to offer employers more choice in their benefits packages,” said Jay Menario, senior vice president and chief marketing officer of The Hartford’s Group Benefits Division. “Our plans are an economical way to provide comprehensive worldwide accident protection 24 hours a day.”

The Hartford’s enhanced stand-alone AD&D product has a wide range of optional benefits to broaden protection, such as bereavement counseling, extended care facility benefit, funeral expense benefit, survivor benefit, traumatic brain injury benefit and war risk coverage.

The Hartford’s stand-alone AD&D product features two key assistance programs for beneficiaries and travel. Beneficiary Assist® provides grief, financial and legal counseling to help people cope with loss(1). The travel assistance program provides 24-hour toll-free telephone assistance through a combination of services and benefits(2).

In addition to its stand-alone AD&D, The Hartford offers AD&D coverage that can be connected to a group life contract, providing the ultimate flexibility and customization in program design.

Unintentional injuries are a leading cause of death(3). Yet, The Hartford’s research(4) has found that Americans largely do not understand insurance or the options available to protect their income.

“We’re dedicated to building awareness of the need for financial protection against disability or death and providing convenient, affordable products that meet the needs of businesses and families,” Menario said.

To help educate consumers, The Hartford offers information about life, disability, and AD&D insurance on The Hartford at Work website ( Consumers can assess their coverage needs by using an easy-to-use calculator at

For more information about The Hartford’s AD&D insurance, visit To find a representative of The Hartford to help with life, disability and accident insurance, call 1-800-572-9047.

The Hartford, a Fortune 100 company, is one of the nation’s largest financial services and insurance companies, with 2005 revenues of $27.1 billion. The Hartford is a leading provider of investment products, life insurance and group benefits; automobile and homeowners products; and business property and casualty insurance. International operations are located in Japan, Brazil and the United Kingdom. The Hartford’s Internet address is

Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These include statements about our future results of operations. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2005 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.

(1) Beneficiary Assist is offered through ComPsych® Corporation.
(2) Travel assistance is provided by Worldwide Assistance Services, Inc.
(3) National Center for Injury Prevention and Control, 2003.
(4) The Hartford’s Second Annual Disability Literacy Study, 2004.